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How to Fix Debt Too High for Mortgage Approval

How to Fix Debt Too High for Mortgage Approval

If your debt is too high for mortgage approval, the fix starts with calculating your debt-to-income ratio, comparing it to your loan program’s limit, and lowering it in a ranked order. This guide walks through each step using only your monthly debt statements and income documents, and shows how a soft pull pre-approval lets you check where you stand without a hard inquiry.